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Mortgage article 21:Survey Shows Borrower Preferences for Different Mortgage Deals; page 3
Discounted mortgages remain highly popular, accounting for 17% of the stock of mortgages and 19% of
their value. This suggests that for a significant number of borrowers volatility in rates is less
important than enjoying a reduction in the early years of the loan, when pressure on household finances may be greater.
The CML's Director General Michael Coogan said:
The popularity of discounted mortgages shows that UK borrowers are often attracted by price at the time
they buy their mortgage. While fixed rate mortgages remain popular, levels of take-up depend on the rate
relative to other products. Overall, availability of choice of mortgage types to fit consumers'
personal needs is the key feature of the UK mortgage market, compared to other countries.
This competition has delivered significant consumer benefits for home-owners. End of article - Back to mortgage articles list
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