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Mortgage article 23:Sharp Fall in Arrears and Possessions - and More Work Under Way to Improve the Safety Net for Home-Owners; page 3

Commenting on the arrears and possessions figures and the new consumer research, 
CML Deputy Director General Peter Williams said -

"Economic stability, low interest rates and high levels of employment have been major 
factors influencing the substantial reduction in mortgage repayment difficulties over the past year. 
The CML and lenders are also actively working towards a holistic approach to ensure that home-ownership 
remains sustainable for people who choose it. This relies on a mixture of responsible lending, 
good arrears management, effective risk assessment and measures such as private insurance to 
offset risk and State support to help those in the worst cases of difficulty. We are 
continuing to work with the insurance industry and the Government to seek further improvements 
and refinements to the overall package of safety net measures available to help home-owners. 
In particular, we think that better targeted State support has an important role to play in 
complementing borrowers' and lenders' actions to reduce the risk of mortgage arrears." End of article - Back to mortgage article list

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