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Mortgage article 24:Lending Slows for Christmas but Reaches Record Levels in 2001

Monday 21 January 2002

Gross mortgage lending fell to 14 billion in December from 15.4 billion in November, 
in line with the usual seasonal decline in activity around Christmas, according to figures 
from the monthly CML/DTLR Survey of Mortgage Lenders, based on mortgage completions from both 
banks and building societies. For the year as a whole, mortgage activity reached a record 
161.5 billion in gross advances, 35% higher than the 2000 figure of 119.6 billion. 31% of 
lending in 2001 represented remortgage activity.

The value of loans for house purchase stood at 8.4 billion in December (compared with 9.5 
billion the previous month and 6.6 billion a year earlier), representing 60% of total mortgage lending. 
Remortgaging also fell from 4.8 billion in November to 4.4 billion in December. Next page

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