Mortgage Rates Payment Calculator UK

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Mortgage article 9:Regulation must be "clear, proportionate and cost-effective"; page 3

"We are continuing to make progress towards the clear, comprehensive and cost-effective regulation 
that mortgage customers and lenders need, but there is still some way to go. We want to help the 
Treasury establish the right framework for the FSA and are encouraged by their commitment to 
proportionate and cost-effective regulation. In our view, this should not include introducers 
and businesses providing administrative services to lenders. The useful work already completed 
by the Mortgage Code Compliance Board provides a solid platform on which the Treasury and the FSA can build."

Note to Editors
1. The Council of Mortgage Lenders' members are banks, building societies and other lenders who together undertake around 98% of all residential mortgage lending in the UK. Further background information on the CML is available from our website at

2. The CML's response is to a Treasury consultation document, Regulating Mortgages, published on 28 February 2002. The full text of the response can be seen on our website. End of article - Back to mortgage articles list



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